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Home Loan EMI Calculator

Plan Your Dream Home with FloorLo's Easy-to-Use EMI Calculator.

₹20,276
Per Month
₹10,00,000
₹2,16,584
₹12,16,584
₹
%
Y

Home Loan Amortization Schedule

Month EMI (₹) Principal (₹) Interest (₹) Balance (₹)
1 20,276 13,610 6,667 9,86,390
2 20,276 13,700 6,576 9,72,690
3 20,276 13,792 6,485 9,58,898
4 20,276 13,884 6,393 9,45,014
5 20,276 13,976 6,300 9,31,038
6 20,276 14,069 6,207 9,16,969
7 20,276 14,163 6,113 9,02,805
8 20,276 14,258 6,019 8,88,548
9 20,276 14,353 5,924 8,74,195
10 20,276 14,448 5,828 8,59,746
11 20,276 14,545 5,732 8,45,202
12 20,276 14,642 5,635 8,30,560
13 20,276 14,739 5,537 8,15,821
14 20,276 14,838 5,439 8,00,983
15 20,276 14,937 5,340 7,86,046
16 20,276 15,036 5,240 7,71,010
17 20,276 15,136 5,140 7,55,874
18 20,276 15,237 5,039 7,40,637
19 20,276 15,339 4,938 7,25,298
20 20,276 15,441 4,835 7,09,857
21 20,276 15,544 4,732 6,94,313
22 20,276 15,648 4,629 6,78,665
23 20,276 15,752 4,524 6,62,913
24 20,276 15,857 4,419 6,47,056
25 20,276 15,963 4,314 6,31,094
26 20,276 16,069 4,207 6,15,025
27 20,276 16,176 4,100 5,98,848
28 20,276 16,284 3,992 5,82,564
29 20,276 16,393 3,884 5,66,172
30 20,276 16,502 3,774 5,49,670
31 20,276 16,612 3,664 5,33,058
32 20,276 16,723 3,554 5,16,335
33 20,276 16,834 3,442 4,99,501
34 20,276 16,946 3,330 4,82,555
35 20,276 17,059 3,217 4,65,495
36 20,276 17,173 3,103 4,48,322
37 20,276 17,288 2,989 4,31,035
38 20,276 17,403 2,874 4,13,632
39 20,276 17,519 2,758 3,96,113
40 20,276 17,636 2,641 3,78,477
41 20,276 17,753 2,523 3,60,724
42 20,276 17,872 2,405 3,42,852
43 20,276 17,991 2,286 3,24,862
44 20,276 18,111 2,166 3,06,751
45 20,276 18,231 2,045 2,88,520
46 20,276 18,353 1,923 2,70,167
47 20,276 18,475 1,801 2,51,691
48 20,276 18,598 1,678 2,33,093
49 20,276 18,722 1,554 2,14,371
50 20,276 18,847 1,429 1,95,523
51 20,276 18,973 1,303 1,76,550
52 20,276 19,099 1,177 1,57,451
53 20,276 19,227 1,050 1,38,224
54 20,276 19,355 921 1,18,869
55 20,276 19,484 792 99,385
56 20,276 19,614 663 79,772
57 20,276 19,745 532 60,027
58 20,276 19,876 400 40,151
59 20,276 20,009 268 20,142
60 20,276 20,142 134 0
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Frequently Asked Questions

The Home Loan EMI (Equated Monthly Installment) Calculator is an online tool that helps borrowers estimate their monthly loan repayments. By inputting the loan amount, interest rate, and loan tenure, the calculator computes the EMI amount, allowing borrowers to plan their finances better.

The calculator uses a simple formula based on the loan amount, interest rate, and tenure to determine the EMI. It considers both the principal and interest components, providing accurate results for the borrower.

Using an EMI calculator is crucial for understanding your monthly financial commitment before taking a home loan. It helps you assess if the EMI fits your budget and allows you to make informed decisions about loan tenure and repayment capacity.

The formula for calculating the EMI is as follows:

EMI = P * R * (1 + R)^N / ((1 + R)^N - 1)

P = Principal amount (loan amount)
R = Monthly interest rate (annual interest rate divided by 12 and expressed as a decimal)
N = Total number of monthly installments (loan tenure in months)

No, the EMI amount remains constant throughout the loan tenure, provided it is a fixed-rate loan. In the case of floating-rate loans, the EMI can change based on fluctuations in interest rates.

The EMI amount is primarily influenced by the loan amount, interest rate, and tenure. A higher loan amount or interest rate will lead to a larger EMI, while a longer tenure will result in a smaller EMI.

Yes, the EMI calculator is an excellent tool for comparing loan offers from different banks or financial institutions. By inputting the loan terms offered by various lenders, you can compare the resulting EMIs and choose the most suitable option.

Yes, the EMI amount does not consider other charges like processing fees, prepayment charges, or late payment penalties. These additional costs need to be factored in while assessing the overall affordability of the loan.

Most reputable loan calculators use secure connections (SSL) to ensure the data you enter is encrypted and protected. However, it's essential to use calculators from trusted sources to ensure the security of your information.

Absolutely! The EMI calculator allows you to experiment with different loan tenures to find the one that best suits your financial situation. It helps strike a balance between affordable EMIs and minimizing the overall interest paid.
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